Call reports 2023
YAMPA VALLEY BANK — 2023
What YAMPA VALLEY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 582,304,000 | 598,515,000 | 615,219,000 | 616,712,000 |
| Total loans | 375,363,000 | 395,153,000 | 419,318,000 | 431,019,000 |
| Allowance for loan losses | 6,847,000 | 6,038,000 | 6,041,000 | 6,325,000 |
| Securities available for sale | 195,712,000 | 190,342,000 | 181,916,000 | 168,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 543,646,000 | 526,391,000 | 564,349,000 | 556,676,000 |
| Interest-bearing deposits | 356,823,000 | 343,339,000 | 376,133,000 | 375,200,000 |
| Noninterest-bearing deposits | 186,823,000 | 183,052,000 | 188,216,000 | 181,476,000 |
| Equity capital | 36,818,000 | 37,498,000 | 35,443,000 | 42,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,869,000 | 14,313,000 | 22,313,000 | 30,734,000 |
| Interest expense | 1,949,000 | 4,753,000 | 7,985,000 | 11,334,000 |
| Net interest income | 4,920,000 | 9,560,000 | 14,328,000 | 19,400,000 |
| Noninterest income | 535,000 | 1,090,000 | 1,646,000 | 2,150,000 |
| Noninterest expense | 3,136,000 | 6,200,000 | 9,444,000 | 12,802,000 |
| Provision for loan losses | 150,000 | -638,000 | -638,000 | 500,000 |
| Pretax income | 1,921,000 | 3,995,000 | 6,072,000 | 7,945,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,921,000 | 3,995,000 | 6,072,000 | 7,945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,187,000 | 49,624,000 | 50,999,000 | 52,097,000 |
| Total capital | 53,521,000 | 55,182,000 | 56,772,000 | 57,894,000 |
| Risk-weighted assets | 425,275,000 | 443,338,000 | 460,799,000 | 462,443,000 |