Call reports 2022
YAMPA VALLEY BANK — 2022
What YAMPA VALLEY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 526,636,000 | 522,041,000 | 549,267,000 | 582,302,000 |
| Total loans | 324,293,000 | 335,778,000 | 359,684,000 | 375,771,000 |
| Allowance for loan losses | 6,236,000 | 6,278,000 | 6,428,000 | 6,714,000 |
| Securities available for sale | 168,983,000 | 165,918,000 | 174,290,000 | 190,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 489,271,000 | 487,771,000 | 517,851,000 | 546,593,000 |
| Interest-bearing deposits | 280,080,000 | 282,747,000 | 301,498,000 | 335,532,000 |
| Noninterest-bearing deposits | 209,191,000 | 205,024,000 | 216,353,000 | 211,061,000 |
| Equity capital | 35,958,000 | 32,434,000 | 29,064,000 | 33,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,672,000 | 9,780,000 | 15,444,000 | 21,976,000 |
| Interest expense | 217,000 | 456,000 | 1,109,000 | 2,470,000 |
| Net interest income | 4,455,000 | 9,324,000 | 14,335,000 | 19,506,000 |
| Noninterest income | 647,000 | 1,327,000 | 1,995,000 | 2,625,000 |
| Noninterest expense | 2,720,000 | 5,589,000 | 8,449,000 | 11,469,000 |
| Provision for loan losses | 0 | 45,000 | 195,000 | 760,000 |
| Pretax income | 2,372,000 | 5,005,000 | 6,978,000 | 9,193,000 |
| Income tax | 0 | 231,000 | 328,000 | 0 |
| Net income | 2,372,000 | 4,774,000 | 6,650,000 | 9,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,997,000 | 44,548,000 | 45,488,000 | 47,496,000 |
| Total capital | 47,627,000 | 49,295,000 | 50,692,000 | 52,896,000 |
| Risk-weighted assets | 368,836,000 | 378,255,000 | 415,135,000 | 430,727,000 |