Call reports 2021
YAMPA VALLEY BANK — 2021
What YAMPA VALLEY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 457,468,000 | 483,206,000 | 488,723,000 | 515,780,000 |
| Total loans | 305,738,000 | 311,819,000 | 315,305,000 | 321,784,000 |
| Allowance for loan losses | 6,239,000 | 6,243,000 | 6,235,000 | 6,233,000 |
| Securities available for sale | 87,113,000 | 85,323,000 | 105,539,000 | 160,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,027,000 | 430,268,000 | 444,960,000 | 470,806,000 |
| Interest-bearing deposits | 231,763,000 | 246,908,000 | 253,918,000 | 265,766,000 |
| Noninterest-bearing deposits | 172,264,000 | 183,360,000 | 191,042,000 | 205,040,000 |
| Equity capital | 38,490,000 | 40,914,000 | 42,090,000 | 42,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,409,000 | 8,898,000 | 13,783,000 | 18,773,000 |
| Interest expense | 248,000 | 495,000 | 732,000 | 958,000 |
| Net interest income | 4,161,000 | 8,403,000 | 13,051,000 | 17,815,000 |
| Noninterest income | 674,000 | 1,329,000 | 2,050,000 | 2,745,000 |
| Noninterest expense | 2,427,000 | 4,978,000 | 7,666,000 | 10,500,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,700,000 | 5,046,000 | 7,716,000 | 10,336,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,700,000 | 5,046,000 | 7,716,000 | 10,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,802,000 | 38,698,000 | 40,136,000 | 41,602,000 |
| Total capital | — | — | — | 46,051,000 |
| Risk-weighted assets | — | — | — | 354,180,000 |