Call reports 2020
YAMPA VALLEY BANK — 2020
What YAMPA VALLEY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 333,319,000 | 398,662,000 | 425,857,000 | 438,288,000 |
| Total loans | 265,227,000 | 309,968,000 | 309,928,000 | 307,414,000 |
| Allowance for loan losses | 5,053,000 | 5,649,000 | 6,257,000 | 6,230,000 |
| Securities available for sale | 53,266,000 | 61,662,000 | 81,647,000 | 87,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,615,000 | 321,271,000 | 347,285,000 | 371,484,000 |
| Interest-bearing deposits | 184,823,000 | 184,723,000 | 197,029,000 | 212,159,000 |
| Noninterest-bearing deposits | 111,792,000 | 136,548,000 | 150,256,000 | 159,325,000 |
| Equity capital | 33,130,000 | 34,871,000 | 36,278,000 | 38,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,017,000 | 8,213,000 | 12,861,000 | 17,889,000 |
| Interest expense | 360,000 | 653,000 | 947,000 | 1,215,000 |
| Net interest income | 3,657,000 | 7,560,000 | 11,914,000 | 16,674,000 |
| Noninterest income | 491,000 | 963,000 | 1,598,000 | 2,278,000 |
| Noninterest expense | 2,185,000 | 4,456,000 | 6,808,000 | 9,366,000 |
| Provision for loan losses | 0 | 605,000 | 1,205,000 | 1,205,000 |
| Pretax income | 1,959,000 | 3,458,000 | 5,487,000 | 8,369,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,959,000 | 3,458,000 | 5,487,000 | 8,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,696,000 | 32,343,000 | 33,486,000 | 35,046,000 |