Call reports 2019
YAMPA VALLEY BANK — 2019
What YAMPA VALLEY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 314,843,000 | 312,887,000 | 319,183,000 | 319,985,000 |
| Total loans | 254,239,000 | 253,986,000 | 263,235,000 | 258,690,000 |
| Allowance for loan losses | 4,595,000 | 5,073,000 | 5,065,000 | 5,055,000 |
| Securities available for sale | 48,167,000 | 47,067,000 | 43,826,000 | 41,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,210,000 | 280,438,000 | 283,655,000 | 286,866,000 |
| Interest-bearing deposits | 188,351,000 | 188,552,000 | 187,431,000 | 162,619,000 |
| Noninterest-bearing deposits | 95,859,000 | 91,886,000 | 96,224,000 | 124,247,000 |
| Equity capital | 29,460,000 | 31,123,000 | 31,522,000 | 31,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,929,000 | 7,992,000 | 12,188,000 | 16,340,000 |
| Interest expense | 385,000 | 837,000 | 1,283,000 | 1,696,000 |
| Net interest income | 3,544,000 | 7,155,000 | 10,905,000 | 14,644,000 |
| Noninterest income | 454,000 | 1,050,000 | 1,693,000 | 2,345,000 |
| Noninterest expense | 2,124,000 | 4,328,000 | 6,515,000 | 8,681,000 |
| Provision for loan losses | 180,000 | 360,000 | 390,000 | 390,000 |
| Pretax income | 1,717,000 | 3,545,000 | 5,746,000 | 7,889,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,717,000 | 3,545,000 | 5,746,000 | 7,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,423,000 | 30,555,000 | 30,713,000 | 30,583,000 |
| Total capital | 32,689,000 | 33,847,000 | 34,144,000 | 33,933,000 |
| Risk-weighted assets | 260,000,000 | 261,589,000 | 272,847,000 | 266,341,000 |