Call reports 2018
YAMPA VALLEY BANK — 2018
What YAMPA VALLEY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 294,550,000 | 304,986,000 | 301,512,000 | 314,141,000 |
| Total loans | 229,381,000 | 242,497,000 | 251,130,000 | 252,209,000 |
| Allowance for loan losses | 4,047,000 | 4,151,000 | 4,301,000 | 4,422,000 |
| Securities available for sale | 44,650,000 | 40,984,000 | 39,073,000 | 41,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,007,000 | 269,079,000 | 272,337,000 | 284,643,000 |
| Interest-bearing deposits | 171,136,000 | 177,223,000 | 168,147,000 | 182,724,000 |
| Noninterest-bearing deposits | 96,871,000 | 91,856,000 | 104,190,000 | 101,919,000 |
| Equity capital | 25,511,000 | 26,585,000 | 27,616,000 | 27,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,310,000 | 6,945,000 | 10,768,000 | 14,695,000 |
| Interest expense | 225,000 | 504,000 | 818,000 | 1,176,000 |
| Net interest income | 3,085,000 | 6,441,000 | 9,950,000 | 13,519,000 |
| Noninterest income | 431,000 | 963,000 | 1,531,000 | 2,154,000 |
| Noninterest expense | 1,980,000 | 3,971,000 | 6,013,000 | 8,090,000 |
| Provision for loan losses | 105,000 | 210,000 | 360,000 | 540,000 |
| Pretax income | 1,420,000 | 3,214,000 | 5,092,000 | 7,029,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,420,000 | 3,214,000 | 5,092,000 | 7,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,875,000 | 27,013,000 | 28,236,000 | 28,386,000 |
| Total capital | 28,835,000 | 30,117,000 | 31,410,000 | 31,626,000 |
| Risk-weighted assets | 235,734,000 | 247,345,000 | 252,863,000 | 258,046,000 |