Call reports 2017
YAMPA VALLEY BANK — 2017
What YAMPA VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 248,907,000 | 268,512,000 | 281,106,000 | 276,880,000 |
| Total loans | 196,698,000 | 215,034,000 | 219,093,000 | 224,517,000 |
| Allowance for loan losses | 3,566,000 | 3,743,000 | 3,850,000 | 3,955,000 |
| Securities available for sale | 40,641,000 | 36,504,000 | 37,440,000 | 39,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,541,000 | 243,761,000 | 255,022,000 | 250,234,000 |
| Interest-bearing deposits | 145,679,000 | 157,314,000 | 159,320,000 | 155,740,000 |
| Noninterest-bearing deposits | 79,862,000 | 86,447,000 | 95,702,000 | 94,494,000 |
| Equity capital | 22,622,000 | 23,852,000 | 24,817,000 | 25,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,732,000 | 5,773,000 | 9,011,000 | 12,268,000 |
| Interest expense | 95,000 | 205,000 | 362,000 | 520,000 |
| Net interest income | 2,637,000 | 5,568,000 | 8,649,000 | 11,748,000 |
| Noninterest income | 386,000 | 941,000 | 1,446,000 | 2,006,000 |
| Noninterest expense | 1,850,000 | 3,661,000 | 5,525,000 | 7,497,000 |
| Provision for loan losses | 68,000 | 135,000 | 240,000 | 345,000 |
| Pretax income | 1,201,000 | 2,828,000 | 4,433,000 | 6,009,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,201,000 | 2,828,000 | 4,433,000 | 6,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,542,000 | 23,515,000 | 24,465,000 | 25,293,000 |
| Total capital | 25,123,000 | 26,309,000 | 27,321,000 | 28,191,000 |
| Risk-weighted assets | 205,544,000 | 222,641,000 | 227,512,000 | 230,842,000 |