Call reports 2016
YAMPA VALLEY BANK — 2016
What YAMPA VALLEY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 227,742,000 | 235,825,000 | 240,260,000 | 243,098,000 |
| Total loans | 163,539,000 | 175,913,000 | 180,822,000 | 186,262,000 |
| Allowance for loan losses | 3,414,000 | 3,424,000 | 3,494,000 | 3,495,000 |
| Securities available for sale | 47,946,000 | 49,243,000 | 45,589,000 | 44,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,494,000 | 208,163,000 | 216,699,000 | 219,733,000 |
| Interest-bearing deposits | 135,349,000 | 139,395,000 | 138,515,000 | 138,045,000 |
| Noninterest-bearing deposits | 69,145,000 | 68,768,000 | 78,184,000 | 81,688,000 |
| Equity capital | 21,036,000 | 22,216,000 | 22,523,000 | 21,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,474,000 | 5,082,000 | 7,802,000 | 10,513,000 |
| Interest expense | 108,000 | 207,000 | 303,000 | 406,000 |
| Net interest income | 2,366,000 | 4,875,000 | 7,499,000 | 10,107,000 |
| Noninterest income | 342,000 | 784,000 | 1,199,000 | 1,732,000 |
| Noninterest expense | 1,738,000 | 3,492,000 | 5,304,000 | 7,164,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 994,000 | 2,183,000 | 3,424,000 | 4,697,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 994,000 | 2,183,000 | 3,424,000 | 4,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,369,000 | 20,885,000 | 21,455,000 | 22,055,000 |
| Total capital | 22,608,000 | 23,283,000 | 23,906,000 | 24,533,000 |
| Risk-weighted assets | 177,985,000 | 190,844,000 | 195,069,000 | 197,256,000 |