Call reports 2015
YAMPA VALLEY BANK — 2015
What YAMPA VALLEY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 211,622,000 | 213,430,000 | 213,715,000 | 222,207,000 |
| Total loans | 146,922,000 | 149,999,000 | 150,526,000 | 157,391,000 |
| Allowance for loan losses | 3,361,000 | 3,391,000 | 3,391,000 | 3,404,000 |
| Securities available for sale | 36,619,000 | 36,335,000 | 43,212,000 | 45,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,958,000 | 191,417,000 | 190,992,000 | 199,196,000 |
| Interest-bearing deposits | 128,932,000 | 127,174,000 | 126,369,000 | 130,592,000 |
| Noninterest-bearing deposits | 61,026,000 | 64,243,000 | 64,623,000 | 68,604,000 |
| Equity capital | 19,656,000 | 19,820,000 | 20,404,000 | 20,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,276,000 | 4,625,000 | 7,030,000 | 9,480,000 |
| Interest expense | 103,000 | 206,000 | 310,000 | 412,000 |
| Net interest income | 2,173,000 | 4,419,000 | 6,720,000 | 9,068,000 |
| Noninterest income | 284,000 | 727,000 | 1,146,000 | 1,504,000 |
| Noninterest expense | 1,621,000 | 3,262,000 | 4,918,000 | 6,563,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 828,000 | 1,866,000 | 2,956,000 | 4,005,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 828,000 | 1,866,000 | 2,956,000 | 4,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,952,000 | 19,420,000 | 19,891,000 | 20,318,000 |
| Total capital | 20,963,000 | 21,483,000 | 21,972,000 | 22,508,000 |
| Risk-weighted assets | 159,561,000 | 163,782,000 | 165,214,000 | 174,053,000 |