Call reports 2013
YAMPA VALLEY BANK — 2013
What YAMPA VALLEY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 202,775,000 | 184,698,000 | 189,167,000 | 191,053,000 |
| Total loans | 115,498,000 | 116,970,000 | 118,316,000 | 125,644,000 |
| Allowance for loan losses | 2,737,000 | 3,060,000 | 2,762,000 | 2,897,000 |
| Securities available for sale | 49,437,000 | 53,191,000 | 54,883,000 | 45,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,409,000 | 165,122,000 | 168,192,000 | 170,886,000 |
| Interest-bearing deposits | 136,447,000 | 119,359,000 | 118,228,000 | 121,419,000 |
| Noninterest-bearing deposits | 45,961,000 | 45,763,000 | 49,964,000 | 49,467,000 |
| Equity capital | 18,509,000 | 17,641,000 | 17,828,000 | 18,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,965,000 | 3,935,000 | 5,909,000 | 8,025,000 |
| Interest expense | 149,000 | 281,000 | 407,000 | 531,000 |
| Net interest income | 1,816,000 | 3,654,000 | 5,502,000 | 7,494,000 |
| Noninterest income | 341,000 | 786,000 | 1,154,000 | 1,538,000 |
| Noninterest expense | 1,432,000 | 2,855,000 | 4,290,000 | 5,678,000 |
| Provision for loan losses | 300,000 | 600,000 | 750,000 | 900,000 |
| Pretax income | 421,000 | 979,000 | 1,608,000 | 2,383,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 421,000 | 979,000 | 1,608,000 | 2,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,638,000 | 17,381,000 | 17,776,000 | 17,968,000 |
| Total capital | 19,292,000 | 19,065,000 | 19,506,000 | 19,764,000 |
| Risk-weighted assets | 131,201,000 | 133,383,000 | 137,364,000 | 142,580,000 |