Call reports 2007
YAMPA VALLEY BANK — 2007
What YAMPA VALLEY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 114,407,000 | 110,555,000 | 127,971,000 | 126,434,000 |
| Total loans | 71,411,000 | 69,113,000 | 71,205,000 | 77,498,000 |
| Allowance for loan losses | 1,121,000 | 1,177,000 | 1,226,000 | 1,065,000 |
| Securities available for sale | 25,732,000 | 26,227,000 | 33,815,000 | 39,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,755,000 | 93,124,000 | 106,534,000 | 107,728,000 |
| Interest-bearing deposits | 62,168,000 | 65,493,000 | 72,692,000 | 73,926,000 |
| Noninterest-bearing deposits | 29,587,000 | 27,631,000 | 33,842,000 | 33,802,000 |
| Equity capital | 7,820,000 | 7,848,000 | 8,605,000 | 9,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,877,000 | 3,830,000 | 5,866,000 | 8,000,000 |
| Interest expense | 661,000 | 1,316,000 | 2,008,000 | 2,734,000 |
| Net interest income | 1,216,000 | 2,514,000 | 3,858,000 | 5,266,000 |
| Noninterest income | 189,000 | 418,000 | 644,000 | 812,000 |
| Noninterest expense | 987,000 | 2,043,000 | 3,117,000 | 4,196,000 |
| Provision for loan losses | 53,000 | 105,000 | 158,000 | 210,000 |
| Pretax income | 355,000 | 774,000 | 1,217,000 | 1,645,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 355,000 | 774,000 | 1,217,000 | 1,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,837,000 | 8,106,000 | 8,499,000 | 8,927,000 |
| Total capital | 8,938,000 | 9,244,000 | 9,707,000 | 10,189,000 |
| Risk-weighted assets | 88,912,000 | 91,063,000 | 96,660,000 | 100,946,000 |
Machine access — free, no API key
Every figure shown here about YAMPA VALLEY BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.