Call report 2019Q4
WATERTOWN SAVINGS BANK — 2019Q4
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 676,044,000 | USD | evidence → |
| Total loans | 453,684,000 | USD | evidence → |
| Allowance for loan losses | 4,710,000 | USD | evidence → |
| Securities available for sale | 93,109,000 | USD | evidence → |
| Securities held to maturity | 4,040,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 560,404,000 | USD | evidence → |
| Interest-bearing deposits | 355,044,000 | USD | evidence → |
| Noninterest-bearing deposits | 205,360,000 | USD | evidence → |
| Equity capital | 110,590,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,722,000 | USD | evidence → |
| Interest expense | 1,345,000 | USD | evidence → |
| Net interest income | 24,377,000 | USD | evidence → |
| Noninterest income | 4,499,000 | USD | evidence → |
| Noninterest expense | 17,493,000 | USD | evidence → |
| Provision for loan losses | 1,549,000 | USD | evidence → |
| Pretax income | 9,848,000 | USD | evidence → |
| Income tax | 2,017,000 | USD | evidence → |
| Net income | 7,831,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 98,144,000 | USD | evidence → |
| Total capital | 102,854,000 | USD | evidence → |
| Risk-weighted assets | 475,524,000 | USD | evidence → |
Machine access — free, no API key
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