Call report 2017Q4
WATERTOWN SAVINGS BANK — 2017Q4
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2017Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 652,553,000 | USD | evidence → |
| Total loans | 424,558,000 | USD | evidence → |
| Allowance for loan losses | 4,437,000 | USD | evidence → |
| Securities available for sale | 123,053,000 | USD | evidence → |
| Securities held to maturity | 11,979,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 545,852,000 | USD | evidence → |
| Interest-bearing deposits | 362,505,000 | USD | evidence → |
| Noninterest-bearing deposits | 183,347,000 | USD | evidence → |
| Equity capital | 94,293,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,258,000 | USD | evidence → |
| Interest expense | 1,111,000 | USD | evidence → |
| Net interest income | 21,147,000 | USD | evidence → |
| Noninterest income | 4,482,000 | USD | evidence → |
| Noninterest expense | 15,213,000 | USD | evidence → |
| Provision for loan losses | 2,716,000 | USD | evidence → |
| Pretax income | 8,466,000 | USD | evidence → |
| Income tax | 3,462,000 | USD | evidence → |
| Net income | 5,004,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 82,839,000 | USD | evidence → |
| Total capital | 87,276,000 | USD | evidence → |
| Risk-weighted assets | 495,803,000 | USD | evidence → |