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Call report 2014Q4

WATERTOWN SAVINGS BANK — 2014Q4

The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.

PERIOD: 2014Q4SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/7f42235c-2142-4813-ae90-697118e3e580/2014Q4

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets557,591,000USDevidence →
Total loans348,473,000USDevidence →
Allowance for loan losses3,728,000USDevidence →
Securities available for sale83,762,000USDevidence →
Securities held to maturity26,427,000USDevidence →
Trading assets0USDevidence →
Total deposits463,294,000USDevidence →
Interest-bearing deposits323,360,000USDevidence →
Noninterest-bearing deposits139,934,000USDevidence →
Equity capital78,429,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income18,305,000USDevidence →
Interest expense1,050,000USDevidence →
Net interest income17,255,000USDevidence →
Noninterest income4,752,000USDevidence →
Noninterest expense13,680,000USDevidence →
Provision for loan losses329,000USDevidence →
Pretax income8,233,000USDevidence →
Income tax3,029,000USDevidence →
Net income5,204,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital65,964,000USDevidence →
Total capital69,753,000USDevidence →
Risk-weighted assets437,703,000USDevidence →

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