Call report 2012Q4
WATERTOWN SAVINGS BANK — 2012Q4
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 512,786,000 | USD | evidence → |
| Total loans | 280,662,000 | USD | evidence → |
| Allowance for loan losses | 3,334,000 | USD | evidence → |
| Securities available for sale | 87,132,000 | USD | evidence → |
| Securities held to maturity | 41,238,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 443,079,000 | USD | evidence → |
| Interest-bearing deposits | 315,863,000 | USD | evidence → |
| Noninterest-bearing deposits | 127,216,000 | USD | evidence → |
| Equity capital | 66,961,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,448,000 | USD | evidence → |
| Interest expense | 1,489,000 | USD | evidence → |
| Net interest income | 15,959,000 | USD | evidence → |
| Noninterest income | 5,400,000 | USD | evidence → |
| Noninterest expense | 12,539,000 | USD | evidence → |
| Provision for loan losses | 813,000 | USD | evidence → |
| Pretax income | 7,841,000 | USD | evidence → |
| Income tax | 2,705,000 | USD | evidence → |
| Net income | 5,136,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,601,000 | USD | evidence → |
| Total capital | 56,935,000 | USD | evidence → |
| Risk-weighted assets | 423,811,000 | USD | evidence → |