Call report 2012Q2
WATERTOWN SAVINGS BANK — 2012Q2
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 508,803,000 | USD | evidence → |
| Total loans | 274,467,000 | USD | evidence → |
| Allowance for loan losses | 2,782,000 | USD | evidence → |
| Securities available for sale | 88,990,000 | USD | evidence → |
| Securities held to maturity | 41,466,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 440,862,000 | USD | evidence → |
| Interest-bearing deposits | 315,131,000 | USD | evidence → |
| Noninterest-bearing deposits | 125,731,000 | USD | evidence → |
| Equity capital | 64,375,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,306,000 | USD | evidence → |
| Interest expense | 824,000 | USD | evidence → |
| Net interest income | 7,482,000 | USD | evidence → |
| Noninterest income | 2,655,000 | USD | evidence → |
| Noninterest expense | 5,834,000 | USD | evidence → |
| Provision for loan losses | 236,000 | USD | evidence → |
| Pretax income | 4,094,000 | USD | evidence → |
| Income tax | 1,430,000 | USD | evidence → |
| Net income | 2,664,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,977,000 | USD | evidence → |
| Total capital | 53,759,000 | USD | evidence → |
| Risk-weighted assets | 408,328,000 | USD | evidence → |