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Call report 2008Q4

WATERTOWN SAVINGS BANK — 2008Q4

The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.

PERIOD: 2008Q4SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/7f42235c-2142-4813-ae90-697118e3e580/2008Q4

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets374,594,000USDevidence →
Total loans207,267,000USDevidence →
Allowance for loan losses1,606,000USDevidence →
Securities available for sale47,299,000USDevidence →
Securities held to maturity35,454,000USDevidence →
Trading assets0USDevidence →
Total deposits322,172,000USDevidence →
Interest-bearing deposits239,649,000USDevidence →
Noninterest-bearing deposits82,523,000USDevidence →
Equity capital49,767,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income15,889,000USDevidence →
Interest expense5,561,000USDevidence →
Net interest income10,328,000USDevidence →
Noninterest income2,780,000USDevidence →
Noninterest expense10,047,000USDevidence →
Provision for loan losses391,000USDevidence →
Pretax income2,829,000USDevidence →
Income tax829,000USDevidence →
Net income2,000,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital33,027,000USDevidence →
Total capital34,633,000USDevidence →
Risk-weighted assets275,007,000USDevidence →

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