Call report 2004Q4
WATERTOWN SAVINGS BANK — 2004Q4
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 285,757,000 | USD | evidence → |
| Total loans | 127,041,000 | USD | evidence → |
| Allowance for loan losses | 903,000 | USD | evidence → |
| Securities available for sale | 15,607,000 | USD | evidence → |
| Securities held to maturity | 110,857,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 243,665,000 | USD | evidence → |
| Interest-bearing deposits | 196,105,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,560,000 | USD | evidence → |
| Equity capital | 40,301,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,030,000 | USD | evidence → |
| Interest expense | 3,343,000 | USD | evidence → |
| Net interest income | 9,687,000 | USD | evidence → |
| Noninterest income | 2,795,000 | USD | evidence → |
| Noninterest expense | 8,817,000 | USD | evidence → |
| Provision for loan losses | 157,000 | USD | evidence → |
| Pretax income | 3,522,000 | USD | evidence → |
| Income tax | 1,121,000 | USD | evidence → |
| Net income | 2,401,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,768,000 | USD | evidence → |
| Total capital | 40,671,000 | USD | evidence → |
| Risk-weighted assets | 169,427,000 | USD | evidence → |
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