Call reports 2025
VIKING BANK, NATIONAL ASSOCIATION — 2025
What VIKING BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 279,840,000 | 277,658,000 | 293,812,000 | 307,212,000 |
| Total loans | 230,001,000 | 229,978,000 | 229,140,000 | 246,796,000 |
| Allowance for loan losses | 2,895,000 | 3,007,000 | 2,940,000 | 3,161,000 |
| Securities available for sale | 15,126,000 | 15,704,000 | 15,784,000 | 16,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,616,000 | 230,599,000 | 248,111,000 | 261,490,000 |
| Interest-bearing deposits | 199,671,000 | 198,116,000 | 207,632,000 | 224,455,000 |
| Noninterest-bearing deposits | 31,945,000 | 32,483,000 | 40,479,000 | 37,035,000 |
| Equity capital | 35,324,000 | 35,859,000 | 36,562,000 | 36,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,761,000 | 7,635,000 | 11,639,000 | 15,828,000 |
| Interest expense | 1,411,000 | 2,813,000 | 4,203,000 | 5,666,000 |
| Net interest income | 2,350,000 | 4,822,000 | 7,436,000 | 10,162,000 |
| Noninterest income | 342,000 | 779,000 | 1,151,000 | 1,585,000 |
| Noninterest expense | 1,615,000 | 3,316,000 | 4,872,000 | 6,923,000 |
| Provision for loan losses | 86,000 | 200,000 | 136,000 | 445,000 |
| Pretax income | 986,000 | 2,131,000 | 3,484,000 | 4,411,000 |
| Income tax | 6,000 | 6,000 | 6,000 | 6,000 |
| Net income | 980,000 | 2,125,000 | 3,478,000 | 4,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,892,000 | 25,277,000 | 25,849,000 | 25,790,000 |