Call reports 2023
VIKING BANK, NATIONAL ASSOCIATION — 2023
What VIKING BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 248,171,000 | 254,882,000 | 276,737,000 | 268,593,000 |
| Total loans | 201,408,000 | 208,505,000 | 208,135,000 | 212,933,000 |
| Allowance for loan losses | 2,389,000 | 2,403,000 | 2,473,000 | 2,511,000 |
| Securities available for sale | 14,324,000 | 13,995,000 | 13,145,000 | 13,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,618,000 | 210,480,000 | 232,324,000 | 223,980,000 |
| Interest-bearing deposits | 163,214,000 | 172,188,000 | 178,390,000 | 188,295,000 |
| Noninterest-bearing deposits | 38,404,000 | 38,292,000 | 53,934,000 | 35,685,000 |
| Equity capital | 33,069,000 | 33,123,000 | 33,216,000 | 33,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,652,000 | 5,599,000 | 8,803,000 | 12,152,000 |
| Interest expense | 509,000 | 1,384,000 | 2,489,000 | 3,763,000 |
| Net interest income | 2,143,000 | 4,215,000 | 6,314,000 | 8,389,000 |
| Noninterest income | 306,000 | 647,000 | 1,073,000 | 1,439,000 |
| Noninterest expense | 1,370,000 | 2,898,000 | 4,309,000 | 5,732,000 |
| Provision for loan losses | 38,000 | 50,000 | 118,000 | 1,008,000 |
| Pretax income | 1,050,000 | 1,910,000 | 2,980,000 | 3,125,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 1,048,000 | 1,908,000 | 2,978,000 | 3,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,781,000 | 23,003,000 | 23,463,000 | 23,019,000 |