Call reports 2015
VIKING BANK, NATIONAL ASSOCIATION — 2015
What VIKING BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 165,406,000 | 165,191,000 | 175,943,000 | 176,839,000 |
| Total loans | 120,320,000 | 127,692,000 | 132,084,000 | 132,969,000 |
| Allowance for loan losses | 1,554,000 | 1,546,000 | 1,535,000 | 1,564,000 |
| Securities available for sale | 12,973,000 | 11,967,000 | 11,338,000 | 11,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,767,000 | 125,011,000 | 135,095,000 | 139,664,000 |
| Interest-bearing deposits | 115,832,000 | 114,115,000 | 123,845,000 | 127,653,000 |
| Noninterest-bearing deposits | 10,935,000 | 10,896,000 | 11,250,000 | 12,011,000 |
| Equity capital | 28,741,000 | 28,687,000 | 28,832,000 | 28,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,509,000 | 3,048,000 | 4,662,000 | 6,291,000 |
| Interest expense | 225,000 | 443,000 | 683,000 | 920,000 |
| Net interest income | 1,284,000 | 2,605,000 | 3,979,000 | 5,371,000 |
| Noninterest income | 98,000 | 225,000 | 352,000 | 443,000 |
| Noninterest expense | 753,000 | 1,433,000 | 2,093,000 | 2,892,000 |
| Provision for loan losses | -100,000 | -100,000 | -100,000 | -100,000 |
| Pretax income | 734,000 | 1,502,000 | 2,343,000 | 3,028,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 732,000 | 1,500,000 | 2,341,000 | 3,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,571,000 | 18,626,000 | 18,720,000 | 18,581,000 |
| Total capital | 20,009,000 | 20,169,000 | 20,255,000 | 20,145,000 |
| Risk-weighted assets | 114,936,000 | 123,424,000 | 129,214,000 | 130,378,000 |