Call reports 2012
VIKING BANK, NATIONAL ASSOCIATION — 2012
What VIKING BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 158,546,000 | 156,990,000 | 164,181,000 | 161,716,000 |
| Total loans | 111,001,000 | 110,203,000 | 110,762,000 | 108,021,000 |
| Allowance for loan losses | 2,243,000 | 2,228,000 | 2,213,000 | 2,065,000 |
| Securities available for sale | 22,812,000 | 22,828,000 | 21,295,000 | 22,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,678,000 | 117,727,000 | 122,646,000 | 119,425,000 |
| Interest-bearing deposits | 110,512,000 | 109,289,000 | 113,053,000 | 110,850,000 |
| Noninterest-bearing deposits | 8,166,000 | 8,438,000 | 9,593,000 | 8,575,000 |
| Equity capital | 27,003,000 | 27,859,000 | 28,682,000 | 29,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,890,000 | 3,754,000 | 5,534,000 | 7,255,000 |
| Interest expense | 430,000 | 825,000 | 1,192,000 | 1,542,000 |
| Net interest income | 1,460,000 | 2,929,000 | 4,342,000 | 5,713,000 |
| Noninterest income | 67,000 | 156,000 | 347,000 | 438,000 |
| Noninterest expense | 791,000 | 1,543,000 | 2,308,000 | 3,182,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | -150,000 |
| Pretax income | 649,000 | 1,463,000 | 2,352,000 | 3,190,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 647,000 | 1,461,000 | 2,350,000 | 3,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,370,000 | 16,282,000 | 17,267,000 | 18,203,000 |
| Total capital | 16,635,000 | 17,480,000 | 18,528,000 | 19,477,000 |
| Risk-weighted assets | 99,656,000 | 101,058,000 | 99,916,000 | 101,842,000 |