Call reports 2016
COMMUNITYONE BANK, NATIONAL ASSOCIATION — 2016
What COMMUNITYONE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 2,380,845,000 | 2,354,132,000 | 2,344,451,000 |
| Total loans | 1,528,734,000 | 1,529,594,000 | 1,543,991,000 |
| Allowance for loan losses | 14,240,000 | 13,705,000 | 13,055,000 |
| Securities available for sale | 385,994,000 | 377,646,000 | 364,283,000 |
| Securities held to maturity | 145,127,000 | 139,813,000 | 134,155,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 1,955,915,000 | 1,916,602,000 | 1,909,305,000 |
| Interest-bearing deposits | 1,563,442,000 | 1,522,683,000 | 1,513,032,000 |
| Noninterest-bearing deposits | 392,473,000 | 393,919,000 | 396,273,000 |
| Equity capital | 337,137,000 | 343,685,000 | 344,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 20,488,000 | 41,422,000 | 62,024,000 |
| Interest expense | 2,384,000 | 4,696,000 | 6,960,000 |
| Net interest income | 18,104,000 | 36,726,000 | 55,064,000 |
| Noninterest income | 5,856,000 | 11,090,000 | 14,151,000 |
| Noninterest expense | 17,040,000 | 33,537,000 | 48,437,000 |
| Provision for loan losses | -535,000 | -28,000 | 345,000 |
| Pretax income | 7,455,000 | 14,307,000 | 20,433,000 |
| Income tax | 2,735,000 | 5,257,000 | 9,663,000 |
| Net income | 4,720,000 | 9,050,000 | 10,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 217,720,000 | 224,438,000 | 229,423,000 |
| Total capital | 232,852,000 | 239,307,000 | 243,448,000 |
| Risk-weighted assets | 1,716,261,000 | 1,711,334,000 | 1,701,917,000 |