Call reports 2015
COMMUNITYONE BANK, NATIONAL ASSOCIATION — 2015
What COMMUNITYONE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,226,371,000 | 2,287,709,000 | 2,348,170,000 | 2,390,653,000 |
| Total loans | 1,403,482,000 | 1,448,621,000 | 1,526,544,000 | 1,549,198,000 |
| Allowance for loan losses | 19,008,000 | 17,989,000 | 17,188,000 | 15,195,000 |
| Securities available for sale | 367,843,000 | 381,367,000 | 375,929,000 | 390,434,000 |
| Securities held to maturity | 140,558,000 | 156,647,000 | 152,670,000 | 147,967,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,809,959,000 | 1,857,892,000 | 1,899,038,000 | 1,948,732,000 |
| Interest-bearing deposits | 1,470,055,000 | 1,503,605,000 | 1,536,911,000 | 1,561,208,000 |
| Noninterest-bearing deposits | 339,904,000 | 354,287,000 | 362,127,000 | 387,524,000 |
| Equity capital | 325,067,000 | 323,966,000 | 329,485,000 | 328,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 19,267,000 | 38,597,000 | 58,428,000 | 78,558,000 |
| Interest expense | 2,204,000 | 4,430,000 | 6,670,000 | 9,050,000 |
| Net interest income | 17,063,000 | 34,167,000 | 51,758,000 | 69,508,000 |
| Noninterest income | 3,824,000 | 7,651,000 | 12,268,000 | 16,698,000 |
| Noninterest expense | 17,632,000 | 34,967,000 | 51,853,000 | 71,336,000 |
| Provision for loan losses | -1,137,000 | -1,926,000 | -1,990,000 | -2,981,000 |
| Pretax income | 4,392,000 | 8,777,000 | 14,163,000 | 17,851,000 |
| Income tax | 1,578,000 | 3,151,000 | 6,055,000 | 7,429,000 |
| Net income | 2,814,000 | 5,626,000 | 8,108,000 | 10,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 200,369,000 | 204,218,000 | 208,469,000 | 209,541,000 |
| Total capital | 220,081,000 | 223,105,000 | 226,420,000 | 225,510,000 |
| Risk-weighted assets | 1,501,143,000 | 1,539,422,000 | 1,612,448,000 | 1,672,506,000 |