Call reports 2012
COMMUNITYONE BANK, NATIONAL ASSOCIATION — 2012
What COMMUNITYONE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,638,282,000 | 1,567,685,000 | 1,520,910,000 | 1,467,499,000 |
| Total loans | 896,844,000 | 955,851,000 | 907,836,000 | 876,648,000 |
| Allowance for loan losses | 39,730,000 | 34,741,000 | 27,043,000 | 23,362,000 |
| Securities available for sale | 276,435,000 | 279,162,000 | 310,775,000 | 357,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,441,679,000 | 1,378,611,000 | 1,337,836,000 | 1,293,613,000 |
| Interest-bearing deposits | 1,272,432,000 | 1,205,355,000 | 1,160,684,000 | 1,124,564,000 |
| Noninterest-bearing deposits | 169,247,000 | 173,256,000 | 177,152,000 | 169,049,000 |
| Equity capital | 112,730,000 | 102,913,000 | 100,608,000 | 94,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 11,657,000 | 23,906,000 | 36,506,000 | 48,242,000 |
| Interest expense | 3,854,000 | 7,357,000 | 10,463,000 | 13,215,000 |
| Net interest income | 7,803,000 | 16,549,000 | 26,043,000 | 35,027,000 |
| Noninterest income | -956,000 | -6,711,000 | -4,951,000 | -3,373,000 |
| Noninterest expense | 15,957,000 | 32,271,000 | 48,414,000 | 64,606,000 |
| Provision for loan losses | 3,067,000 | 7,494,000 | 7,231,000 | 8,497,000 |
| Pretax income | -12,177,000 | -29,247,000 | -33,650,000 | -40,550,000 |
| Income tax | -77,000 | -51,000 | -128,000 | -904,000 |
| Net income | -12,100,000 | -29,196,000 | -33,522,000 | -39,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,740,000 | 102,544,000 | 98,391,000 | 92,418,000 |
| Total capital | 125,050,000 | 115,103,000 | 110,281,000 | 103,976,000 |
| Risk-weighted assets | 956,742,000 | 981,662,000 | 935,401,000 | 912,466,000 |