Call reports 2015
ALAMOSA STATE BANK — 2015
What ALAMOSA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 211,545,000 | 215,368,000 | 223,058,000 | 219,614,000 |
| Total loans | 107,716,000 | 110,921,000 | 116,128,000 | 116,458,000 |
| Allowance for loan losses | 1,514,000 | 1,542,000 | 1,577,000 | 1,609,000 |
| Securities available for sale | 52,047,000 | 54,377,000 | 53,900,000 | 52,896,000 |
| Securities held to maturity | 1,436,000 | 1,435,000 | 1,435,000 | 1,384,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,465,000 | 195,692,000 | 202,798,000 | 199,022,000 |
| Interest-bearing deposits | 152,275,000 | 151,769,000 | 154,369,000 | 152,567,000 |
| Noninterest-bearing deposits | 39,190,000 | 43,923,000 | 48,429,000 | 46,455,000 |
| Equity capital | 19,085,000 | 19,242,000 | 19,755,000 | 19,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,791,000 | 3,622,000 | 5,502,000 | 7,411,000 |
| Interest expense | 87,000 | 173,000 | 256,000 | 338,000 |
| Net interest income | 1,704,000 | 3,449,000 | 5,246,000 | 7,073,000 |
| Noninterest income | 155,000 | 295,000 | 420,000 | 548,000 |
| Noninterest expense | 930,000 | 1,878,000 | 2,825,000 | 4,078,000 |
| Provision for loan losses | 31,000 | 62,000 | 95,000 | 124,000 |
| Pretax income | 898,000 | 1,804,000 | 2,746,000 | 3,419,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 898,000 | 1,804,000 | 2,746,000 | 3,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,722,000 | 19,038,000 | 19,373,000 | 19,604,000 |
| Total capital | 20,158,000 | 20,525,000 | 20,907,000 | 21,155,000 |
| Risk-weighted assets | 114,765,000 | 118,880,000 | 122,703,000 | 124,008,000 |