Call reports 2026
SOUTHERN BANK — 2026
What SOUTHERN BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 5,090,783,000 | 5,185,949,000 |
| Total loans | 4,323,393,000 | 4,393,596,000 |
| Allowance for loan losses | 55,937,000 | 54,912,000 |
| Securities available for sale | 439,115,000 | 450,775,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 4,355,623,000 | 4,421,425,000 |
| Interest-bearing deposits | 3,810,444,000 | 3,844,008,000 |
| Noninterest-bearing deposits | 545,179,000 | 577,417,000 |
| Equity capital | 531,559,000 | 542,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 70,951,000 | 143,708,000 |
| Interest expense | 27,443,000 | 55,476,000 |
| Net interest income | 43,508,000 | 88,232,000 |
| Noninterest income | 8,437,000 | 17,352,000 |
| Noninterest expense | 27,294,000 | 54,088,000 |
| Provision for loan losses | 1,846,000 | 5,152,000 |
| Pretax income | 22,571,000 | 46,221,000 |
| Income tax | 4,313,000 | 7,191,000 |
| Net income | 18,258,000 | 39,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 525,100,000 | 536,920,000 |
| Total capital | 577,466,000 | 592,351,000 |
| Risk-weighted assets | 4,363,927,000 | 4,431,433,000 |