Call reports 2010
SOUTHERN BANK — 2010
What SOUTHERN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 536,553,000 | 551,620,000 | 564,788,000 | 690,372,000 |
| Total loans | 400,974,000 | 422,908,000 | 440,560,000 | 564,881,000 |
| Allowance for loan losses | 4,300,000 | 4,509,000 | 5,096,000 | 5,300,000 |
| Securities available for sale | 67,367,000 | 66,965,000 | 64,950,000 | 69,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,381,000 | 427,354,000 | 440,552,000 | 561,229,000 |
| Interest-bearing deposits | 386,772,000 | 394,013,000 | 407,106,000 | 518,029,000 |
| Noninterest-bearing deposits | 27,609,000 | 33,341,000 | 33,446,000 | 43,200,000 |
| Equity capital | 46,988,000 | 47,615,000 | 48,694,000 | 57,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,850,000 | 13,852,000 | 21,195,000 | 28,789,000 |
| Interest expense | 2,749,000 | 5,455,000 | 8,185,000 | 10,910,000 |
| Net interest income | 4,101,000 | 8,397,000 | 13,010,000 | 17,879,000 |
| Noninterest income | 716,000 | 1,541,000 | 2,402,000 | 10,251,000 |
| Noninterest expense | 3,272,000 | 6,207,000 | 9,164,000 | 12,895,000 |
| Provision for loan losses | 96,000 | 456,000 | 1,098,000 | 1,372,000 |
| Pretax income | 1,449,000 | 3,275,000 | 5,150,000 | 13,863,000 |
| Income tax | 281,000 | 826,000 | 1,318,000 | 4,371,000 |
| Net income | 1,168,000 | 2,449,000 | 3,832,000 | 9,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,562,000 | 45,423,000 | 46,386,000 | 55,502,000 |
| Total capital | 49,331,000 | 50,474,000 | 51,651,000 | 61,291,000 |
| Risk-weighted assets | 380,925,000 | 403,792,000 | 420,747,000 | 531,879,000 |
Machine access — free, no API key
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