Call reports 2016
GREENVILLE NATIONAL BANK — 2016
What GREENVILLE NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 400,792,000 | 391,730,000 | 401,034,000 | 395,493,000 |
| Total loans | 269,681,000 | 272,822,000 | 280,828,000 | 285,104,000 |
| Allowance for loan losses | 2,877,000 | 2,923,000 | 2,970,000 | 3,036,000 |
| Securities available for sale | 89,111,000 | 90,144,000 | 87,881,000 | 79,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,593,000 | 324,690,000 | 333,227,000 | 330,186,000 |
| Interest-bearing deposits | 274,855,000 | 265,126,000 | 272,277,000 | 266,175,000 |
| Noninterest-bearing deposits | 59,738,000 | 59,564,000 | 60,950,000 | 64,011,000 |
| Equity capital | 43,171,000 | 44,252,000 | 45,214,000 | 43,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,616,000 | 7,296,000 | 11,044,000 | 14,780,000 |
| Interest expense | 358,000 | 692,000 | 1,024,000 | 1,349,000 |
| Net interest income | 3,258,000 | 6,604,000 | 10,020,000 | 13,431,000 |
| Noninterest income | 471,000 | 909,000 | 1,347,000 | 1,826,000 |
| Noninterest expense | 2,299,000 | 4,670,000 | 6,953,000 | 9,306,000 |
| Provision for loan losses | 117,000 | 234,000 | 351,000 | 448,000 |
| Pretax income | 1,312,000 | 2,608,000 | 4,054,000 | 5,494,000 |
| Income tax | 343,000 | 680,000 | 1,071,000 | 1,460,000 |
| Net income | 969,000 | 1,928,000 | 2,983,000 | 4,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,401,000 | 43,361,000 | 44,416,000 | 43,467,000 |
| Total capital | 45,573,000 | 46,609,000 | 47,711,000 | 46,828,000 |
| Risk-weighted assets | 264,575,000 | 264,070,000 | 272,349,000 | 276,346,000 |