Call reports 2015
GREENVILLE NATIONAL BANK — 2015
What GREENVILLE NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 388,447,000 | 388,190,000 | 390,999,000 | 390,914,000 |
| Total loans | 258,171,000 | 259,153,000 | 263,161,000 | 267,616,000 |
| Allowance for loan losses | 2,654,000 | 2,715,000 | 2,817,000 | 2,796,000 |
| Securities available for sale | 91,453,000 | 91,182,000 | 93,199,000 | 90,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,527,000 | 323,466,000 | 324,821,000 | 325,714,000 |
| Interest-bearing deposits | 268,042,000 | 269,120,000 | 269,193,000 | 264,053,000 |
| Noninterest-bearing deposits | 55,485,000 | 54,346,000 | 55,628,000 | 61,661,000 |
| Equity capital | 41,442,000 | 42,050,000 | 43,154,000 | 41,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,392,000 | 6,917,000 | 10,509,000 | 14,130,000 |
| Interest expense | 448,000 | 890,000 | 1,315,000 | 1,700,000 |
| Net interest income | 2,944,000 | 6,027,000 | 9,194,000 | 12,430,000 |
| Noninterest income | 566,000 | 1,005,000 | 1,437,000 | 1,876,000 |
| Noninterest expense | 2,130,000 | 4,314,000 | 6,467,000 | 8,727,000 |
| Provision for loan losses | 111,000 | 222,000 | 333,000 | 429,000 |
| Pretax income | 1,269,000 | 2,496,000 | 3,831,000 | 5,150,000 |
| Income tax | 325,000 | 632,000 | 976,000 | 1,317,000 |
| Net income | 944,000 | 1,864,000 | 2,855,000 | 3,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,544,000 | 41,463,000 | 42,455,000 | 41,433,000 |
| Total capital | 43,493,000 | 44,473,000 | 45,567,000 | 44,524,000 |
| Risk-weighted assets | 253,270,000 | 252,516,000 | 256,949,000 | 260,851,000 |