Call reports 2020
FARMERS STATE BANK-HILLSBORO — 2020
What FARMERS STATE BANK-HILLSBORO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 176,592,000 | 186,980,000 | 192,695,000 | 200,472,000 |
| Total loans | 92,531,000 | 96,948,000 | 91,693,000 | 92,397,000 |
| Allowance for loan losses | 870,000 | 869,000 | 868,000 | 867,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 69,893,000 | 68,188,000 | 76,121,000 | 79,712,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,510,000 | 152,055,000 | 157,159,000 | 164,564,000 |
| Interest-bearing deposits | 113,664,000 | 119,696,000 | 123,817,000 | 126,989,000 |
| Noninterest-bearing deposits | 28,846,000 | 32,359,000 | 33,342,000 | 37,575,000 |
| Equity capital | 33,674,000 | 34,465,000 | 35,191,000 | 35,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,564,000 | 3,226,000 | 4,753,000 | 6,311,000 |
| Interest expense | 237,000 | 460,000 | 666,000 | 851,000 |
| Net interest income | 1,327,000 | 2,766,000 | 4,087,000 | 5,460,000 |
| Noninterest income | 89,000 | 158,000 | 269,000 | 365,000 |
| Noninterest expense | 613,000 | 1,206,000 | 1,756,000 | 2,412,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 803,000 | 1,718,000 | 2,600,000 | 3,413,000 |
| Income tax | 106,000 | 230,000 | 386,000 | 470,000 |
| Net income | 697,000 | 1,488,000 | 2,214,000 | 2,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,541,000 | 34,335,000 | 35,064,000 | 35,554,000 |