Call reports 2019
FARMERS STATE BANK-HILLSBORO — 2019
What FARMERS STATE BANK-HILLSBORO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 173,393,000 | 169,861,000 | 166,732,000 | 170,711,000 |
| Total loans | 83,464,000 | 85,599,000 | 87,030,000 | 87,030,000 |
| Allowance for loan losses | 872,000 | 872,000 | 872,000 | 871,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 77,576,000 | 73,490,000 | 69,632,000 | 71,849,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,352,000 | 138,048,000 | 134,164,000 | 137,429,000 |
| Interest-bearing deposits | 116,990,000 | 112,483,000 | 108,183,000 | 110,575,000 |
| Noninterest-bearing deposits | 25,362,000 | 25,565,000 | 25,981,000 | 26,854,000 |
| Equity capital | 30,741,000 | 31,522,000 | 32,214,000 | 32,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,535,000 | 3,105,000 | 4,681,000 | 6,277,000 |
| Interest expense | 215,000 | 444,000 | 686,000 | 921,000 |
| Net interest income | 1,320,000 | 2,661,000 | 3,995,000 | 5,356,000 |
| Noninterest income | 119,000 | 264,000 | 363,000 | 464,000 |
| Noninterest expense | 587,000 | 1,172,000 | 1,808,000 | 2,378,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 852,000 | 1,753,000 | 2,550,000 | 3,442,000 |
| Income tax | 115,000 | 235,000 | 340,000 | 469,000 |
| Net income | 737,000 | 1,518,000 | 2,210,000 | 2,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,560,000 | 31,380,000 | 32,076,000 | 32,841,000 |
| Total capital | 31,432,000 | 32,252,000 | 32,948,000 | 33,712,000 |
| Risk-weighted assets | 90,440,000 | 90,074,000 | 92,933,000 | 95,918,000 |