Call reports 2018
FARMERS STATE BANK-HILLSBORO — 2018
What FARMERS STATE BANK-HILLSBORO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 166,860,000 | 167,439,000 | 167,054,000 | 170,203,000 |
| Total loans | 84,898,000 | 83,481,000 | 83,671,000 | 82,988,000 |
| Allowance for loan losses | 892,000 | 915,000 | 890,000 | 890,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 72,746,000 | 71,913,000 | 75,945,000 | 75,628,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,090,000 | 139,032,000 | 137,892,000 | 139,939,000 |
| Interest-bearing deposits | 114,977,000 | 115,676,000 | 114,453,000 | 115,102,000 |
| Noninterest-bearing deposits | 24,113,000 | 23,356,000 | 23,440,000 | 24,837,000 |
| Equity capital | 27,453,000 | 28,249,000 | 29,030,000 | 30,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,433,000 | 2,881,000 | 4,356,000 | 5,965,000 |
| Interest expense | 154,000 | 327,000 | 518,000 | 723,000 |
| Net interest income | 1,279,000 | 2,554,000 | 3,838,000 | 5,242,000 |
| Noninterest income | 80,000 | 198,000 | 379,000 | 392,000 |
| Noninterest expense | 621,000 | 1,184,000 | 1,746,000 | 2,307,000 |
| Provision for loan losses | 38,000 | 63,000 | 63,000 | 77,000 |
| Pretax income | 700,000 | 1,505,000 | 2,408,000 | 3,250,000 |
| Income tax | 95,000 | 105,000 | 227,000 | 344,000 |
| Net income | 605,000 | 1,400,000 | 2,181,000 | 2,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,259,000 | 28,097,000 | 28,880,000 | 29,858,000 |
| Total capital | 28,151,000 | 29,012,000 | 29,770,000 | 30,748,000 |
| Risk-weighted assets | 89,776,000 | 88,150,000 | 87,511,000 | 91,083,000 |