Call reports 2017
FARMERS STATE BANK-HILLSBORO — 2017
What FARMERS STATE BANK-HILLSBORO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 167,789,000 | 169,135,000 | 168,502,000 | 168,662,000 |
| Total loans | 85,292,000 | 87,726,000 | 87,785,000 | 88,436,000 |
| Allowance for loan losses | 835,000 | 871,000 | 907,000 | 852,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 72,724,000 | 75,439,000 | 75,221,000 | 72,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,317,000 | 139,235,000 | 137,781,000 | 141,587,000 |
| Interest-bearing deposits | 118,532,000 | 115,637,000 | 114,668,000 | 115,490,000 |
| Noninterest-bearing deposits | 23,785,000 | 23,598,000 | 23,113,000 | 26,097,000 |
| Equity capital | 25,075,000 | 25,762,000 | 26,396,000 | 26,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,364,000 | 2,770,000 | 4,225,000 | 5,659,000 |
| Interest expense | 149,000 | 302,000 | 463,000 | 622,000 |
| Net interest income | 1,215,000 | 2,468,000 | 3,762,000 | 5,037,000 |
| Noninterest income | 109,000 | 221,000 | 326,000 | 425,000 |
| Noninterest expense | 586,000 | 1,160,000 | 1,764,000 | 2,379,000 |
| Provision for loan losses | 38,000 | 75,000 | 112,000 | 150,000 |
| Pretax income | 700,000 | 1,454,000 | 2,212,000 | 2,933,000 |
| Income tax | 144,000 | 210,000 | 334,000 | 603,000 |
| Net income | 556,000 | 1,244,000 | 1,878,000 | 2,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,909,000 | 25,599,000 | 26,235,000 | 26,690,000 |
| Total capital | 25,744,000 | 26,470,000 | 27,142,000 | 27,542,000 |
| Risk-weighted assets | 89,970,000 | 91,194,000 | 87,847,000 | 91,057,000 |