Call reports 2016
FARMERS STATE BANK-HILLSBORO — 2016
What FARMERS STATE BANK-HILLSBORO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 148,644,000 | 150,916,000 | 151,094,000 | 151,379,000 |
| Total loans | 69,489,000 | 70,576,000 | 75,900,000 | 77,124,000 |
| Allowance for loan losses | 697,000 | 731,000 | 764,000 | 794,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 74,303,000 | 75,190,000 | 69,990,000 | 69,557,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,597,000 | 124,619,000 | 125,139,000 | 126,622,000 |
| Interest-bearing deposits | 105,930,000 | 105,678,000 | 106,206,000 | 106,354,000 |
| Noninterest-bearing deposits | 18,667,000 | 18,941,000 | 18,933,000 | 20,268,000 |
| Equity capital | 22,586,000 | 23,124,000 | 23,978,000 | 24,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,266,000 | 2,560,000 | 3,886,000 | 5,169,000 |
| Interest expense | 150,000 | 302,000 | 453,000 | 600,000 |
| Net interest income | 1,116,000 | 2,258,000 | 3,433,000 | 4,569,000 |
| Noninterest income | 92,000 | 187,000 | 299,000 | 397,000 |
| Noninterest expense | 518,000 | 1,012,000 | 1,516,000 | 2,042,000 |
| Provision for loan losses | 38,000 | 75,000 | 112,000 | 150,000 |
| Pretax income | 652,000 | 1,357,000 | 2,103,000 | 2,773,000 |
| Income tax | 155,000 | 321,000 | 254,000 | 384,000 |
| Net income | 497,000 | 1,036,000 | 1,849,000 | 2,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,586,000 | 23,124,000 | 23,978,000 | 24,518,000 |
| Total capital | 23,283,000 | 23,855,000 | 24,742,000 | 25,312,000 |
| Risk-weighted assets | 83,327,000 | 84,079,000 | 83,900,000 | 84,490,000 |