Call reports 2015
FARMERS STATE BANK-HILLSBORO — 2015
What FARMERS STATE BANK-HILLSBORO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 146,495,000 | 146,695,000 | 146,095,000 | 148,851,000 |
| Total loans | 65,024,000 | 66,931,000 | 67,559,000 | 69,335,000 |
| Allowance for loan losses | 586,000 | 592,000 | 627,000 | 659,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 76,228,000 | 73,170,000 | 73,539,000 | 73,624,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,474,000 | 123,392,000 | 123,529,000 | 124,540,000 |
| Interest-bearing deposits | 105,434,000 | 103,610,000 | 105,198,000 | 104,563,000 |
| Noninterest-bearing deposits | 18,040,000 | 19,782,000 | 18,331,000 | 19,977,000 |
| Equity capital | 20,587,000 | 21,069,000 | 21,610,000 | 22,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,237,000 | 2,498,000 | 3,801,000 | 5,083,000 |
| Interest expense | 155,000 | 312,000 | 466,000 | 619,000 |
| Net interest income | 1,082,000 | 2,186,000 | 3,335,000 | 4,464,000 |
| Noninterest income | 80,000 | 170,000 | 270,000 | 363,000 |
| Noninterest expense | 520,000 | 1,047,000 | 1,523,000 | 2,086,000 |
| Provision for loan losses | 38,000 | 105,000 | 143,000 | 180,000 |
| Pretax income | 604,000 | 1,204,000 | 1,939,000 | 2,561,000 |
| Income tax | 124,000 | 242,000 | 436,000 | 580,000 |
| Net income | 480,000 | 962,000 | 1,503,000 | 1,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,587,000 | 21,069,000 | 21,610,000 | 22,088,000 |
| Total capital | 21,173,000 | 21,661,000 | 22,237,000 | 22,747,000 |
| Risk-weighted assets | 79,335,000 | 82,569,000 | 83,429,000 | 83,525,000 |