Call reports 2013
FARMERS STATE BANK-HILLSBORO — 2013
What FARMERS STATE BANK-HILLSBORO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 102,182,000 | 104,806,000 | 105,670,000 | 104,610,000 |
| Total loans | 46,567,000 | 46,264,000 | 45,545,000 | 45,313,000 |
| Allowance for loan losses | 371,000 | 450,000 | 491,000 | 377,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 49,796,000 | 53,921,000 | 55,598,000 | 55,251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,283,000 | 87,508,000 | 89,635,000 | 88,321,000 |
| Interest-bearing deposits | 75,743,000 | 75,067,000 | 78,163,000 | 76,383,000 |
| Noninterest-bearing deposits | 11,540,000 | 12,441,000 | 11,472,000 | 11,938,000 |
| Equity capital | 14,689,000 | 15,030,000 | 15,372,000 | 15,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 952,000 | 1,909,000 | 2,849,000 | 3,788,000 |
| Interest expense | 174,000 | 340,000 | 499,000 | 641,000 |
| Net interest income | 778,000 | 1,569,000 | 2,350,000 | 3,147,000 |
| Noninterest income | 47,000 | 108,000 | 163,000 | 223,000 |
| Noninterest expense | 330,000 | 716,000 | 1,048,000 | 1,585,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 166,000 |
| Pretax income | 457,000 | 886,000 | 1,352,000 | 1,619,000 |
| Income tax | 103,000 | 191,000 | 315,000 | 258,000 |
| Net income | 354,000 | 695,000 | 1,037,000 | 1,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,689,000 | 15,030,000 | 15,283,000 | 15,696,000 |
| Total capital | 15,060,000 | 15,480,000 | 15,774,000 | 16,073,000 |
| Risk-weighted assets | 55,394,000 | 55,937,000 | 55,556,000 | 54,538,000 |