Call reports 2012
FARMERS STATE BANK-HILLSBORO — 2012
What FARMERS STATE BANK-HILLSBORO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 97,490,000 | 99,667,000 | 100,103,000 | 102,564,000 |
| Total loans | 47,193,000 | 47,156,000 | 48,114,000 | 47,643,000 |
| Allowance for loan losses | 300,000 | 326,000 | 365,000 | 332,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 41,956,000 | 47,837,000 | 47,713,000 | 45,619,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,973,000 | 85,762,000 | 84,798,000 | 88,011,000 |
| Interest-bearing deposits | 72,056,000 | 73,604,000 | 73,716,000 | 74,040,000 |
| Noninterest-bearing deposits | 11,917,000 | 12,158,000 | 11,082,000 | 13,971,000 |
| Equity capital | 13,282,000 | 13,648,000 | 14,028,000 | 14,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,005,000 | 2,019,000 | 3,017,000 | 4,004,000 |
| Interest expense | 228,000 | 440,000 | 646,000 | 837,000 |
| Net interest income | 777,000 | 1,579,000 | 2,371,000 | 3,167,000 |
| Noninterest income | 66,000 | 128,000 | 178,000 | 230,000 |
| Noninterest expense | 347,000 | 755,000 | 1,039,000 | 1,412,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 220,000 |
| Pretax income | 458,000 | 877,000 | 1,397,000 | 1,765,000 |
| Income tax | 90,000 | 182,000 | 322,000 | 383,000 |
| Net income | 368,000 | 695,000 | 1,075,000 | 1,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,282,000 | 13,648,000 | 14,028,000 | 14,335,000 |
| Total capital | 13,582,000 | 13,974,000 | 14,393,000 | 14,667,000 |
| Risk-weighted assets | 82,818,000 | 55,690,000 | 57,551,000 | 54,852,000 |