Call reports 2011
FARMERS STATE BANK-HILLSBORO — 2011
What FARMERS STATE BANK-HILLSBORO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 92,628,000 | 91,591,000 | 94,478,000 | 95,924,000 |
| Total loans | 47,523,000 | 47,863,000 | 48,101,000 | 47,291,000 |
| Allowance for loan losses | 369,000 | 383,000 | 364,000 | 298,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 38,526,000 | 39,525,000 | 40,482,000 | 41,616,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,288,000 | 77,504,000 | 80,159,000 | 82,751,000 |
| Interest-bearing deposits | 67,341,000 | 68,728,000 | 69,162,000 | 71,003,000 |
| Noninterest-bearing deposits | 9,947,000 | 8,776,000 | 10,997,000 | 11,748,000 |
| Equity capital | 15,001,000 | 13,847,000 | 14,073,000 | 12,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,047,000 | 2,087,000 | 3,121,000 | 4,153,000 |
| Interest expense | 268,000 | 534,000 | 802,000 | 1,058,000 |
| Net interest income | 779,000 | 1,553,000 | 2,319,000 | 3,095,000 |
| Noninterest income | 61,000 | 123,000 | 203,000 | 269,000 |
| Noninterest expense | 355,000 | 765,000 | 1,211,000 | 1,657,000 |
| Provision for loan losses | 14,000 | 27,000 | 40,000 | 54,000 |
| Pretax income | 514,000 | 927,000 | 1,314,000 | 1,696,000 |
| Income tax | 109,000 | 176,000 | 337,000 | 378,000 |
| Net income | 405,000 | 751,000 | 977,000 | 1,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,001,000 | 13,847,000 | 14,073,000 | 12,914,000 |
| Total capital | 15,370,000 | 14,230,000 | 14,437,000 | 13,212,000 |
| Risk-weighted assets | 78,990,000 | 80,304,000 | 82,359,000 | 81,859,000 |