Call reports 2025
GOPPERT STATE SERVICE BANK — 2025
What GOPPERT STATE SERVICE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 309,952,000 | 315,792,000 | 309,113,000 | 324,327,000 |
| Total loans | 243,416,000 | 250,857,000 | 261,681,000 | 261,413,000 |
| Allowance for loan losses | 4,159,000 | 4,542,000 | 4,771,000 | 3,805,000 |
| Securities available for sale | 17,989,000 | 17,988,000 | 17,015,000 | 21,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,402,000 | 282,759,000 | 277,900,000 | 292,432,000 |
| Interest-bearing deposits | 226,658,000 | 233,542,000 | 229,119,000 | 242,024,000 |
| Noninterest-bearing deposits | 50,744,000 | 49,217,000 | 48,781,000 | 50,408,000 |
| Equity capital | 27,841,000 | 28,458,000 | 29,183,000 | 30,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,667,000 | 9,571,000 | 14,516,000 | 19,673,000 |
| Interest expense | 1,413,000 | 2,896,000 | 4,416,000 | 5,894,000 |
| Net interest income | 3,254,000 | 6,675,000 | 10,100,000 | 13,779,000 |
| Noninterest income | 187,000 | 207,000 | 406,000 | 565,000 |
| Noninterest expense | 1,932,000 | 3,907,000 | 6,124,000 | 8,285,000 |
| Provision for loan losses | 285,000 | 685,000 | 910,000 | 1,135,000 |
| Pretax income | 1,224,000 | 2,290,000 | 3,472,000 | 4,924,000 |
| Income tax | 294,000 | 547,000 | 827,000 | 1,172,000 |
| Net income | 930,000 | 1,743,000 | 2,645,000 | 3,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,841,000 | 28,459,000 | 29,166,000 | 30,078,000 |