Call reports 2024
GOPPERT STATE SERVICE BANK — 2024
What GOPPERT STATE SERVICE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 281,822,000 | 282,672,000 | 292,555,000 | 302,670,000 |
| Total loans | 233,303,000 | 239,038,000 | 243,820,000 | 242,319,000 |
| Allowance for loan losses | 3,714,000 | 3,435,000 | 3,816,000 | 4,108,000 |
| Securities available for sale | 12,307,000 | 11,343,000 | 12,460,000 | 16,481,000 |
| Securities held to maturity | 2,994,000 | 999,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,615,000 | 251,990,000 | 261,156,000 | 270,941,000 |
| Interest-bearing deposits | 200,733,000 | 204,360,000 | 209,378,000 | 220,451,000 |
| Noninterest-bearing deposits | 50,882,000 | 47,630,000 | 51,778,000 | 50,490,000 |
| Equity capital | 25,610,000 | 26,367,000 | 26,804,000 | 27,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,109,000 | 8,377,000 | 12,816,000 | 17,538,000 |
| Interest expense | 1,012,000 | 2,159,000 | 3,467,000 | 4,888,000 |
| Net interest income | 3,097,000 | 6,218,000 | 9,349,000 | 12,650,000 |
| Noninterest income | 188,000 | 380,000 | 602,000 | 848,000 |
| Noninterest expense | 1,921,000 | 3,922,000 | 5,952,000 | 8,033,000 |
| Provision for loan losses | 75,000 | 150,000 | 725,000 | 1,500,000 |
| Pretax income | 1,289,000 | 2,526,000 | 3,274,000 | 3,965,000 |
| Income tax | 310,000 | 600,000 | 771,000 | 934,000 |
| Net income | 979,000 | 1,926,000 | 2,503,000 | 3,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,639,000 | 26,391,000 | 26,773,000 | 27,105,000 |