Call reports 2023
GOPPERT STATE SERVICE BANK — 2023
What GOPPERT STATE SERVICE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 253,669,000 | 262,997,000 | 265,212,000 | 271,946,000 |
| Total loans | 212,889,000 | 224,052,000 | 227,207,000 | 228,657,000 |
| Allowance for loan losses | 2,389,000 | 2,506,000 | 3,010,000 | 3,792,000 |
| Securities available for sale | 14,288,000 | 9,330,000 | 5,361,000 | 10,313,000 |
| Securities held to maturity | 7,945,000 | 6,961,000 | 5,974,000 | 3,985,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,306,000 | 236,730,000 | 235,286,000 | 243,133,000 |
| Interest-bearing deposits | 176,853,000 | 187,347,000 | 185,128,000 | 191,611,000 |
| Noninterest-bearing deposits | 51,453,000 | 49,383,000 | 50,158,000 | 51,522,000 |
| Equity capital | 24,656,000 | 25,403,000 | 25,820,000 | 24,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,010,000 | 6,365,000 | 10,013,000 | 13,792,000 |
| Interest expense | 342,000 | 876,000 | 1,611,000 | 2,487,000 |
| Net interest income | 2,668,000 | 5,489,000 | 8,402,000 | 11,305,000 |
| Noninterest income | 184,000 | 387,000 | 610,000 | 794,000 |
| Noninterest expense | 1,677,000 | 3,390,000 | 5,159,000 | 7,104,000 |
| Provision for loan losses | 115,000 | 175,000 | 725,000 | 3,200,000 |
| Pretax income | 1,030,000 | 2,281,000 | 3,098,000 | 1,765,000 |
| Income tax | 230,000 | 545,000 | 741,000 | 416,000 |
| Net income | 800,000 | 1,736,000 | 2,357,000 | 1,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,797,000 | 25,488,000 | 25,862,000 | 24,854,000 |