Call reports 2022
GOPPERT STATE SERVICE BANK — 2022
What GOPPERT STATE SERVICE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 254,499,000 | 253,483,000 | 253,002,000 | 251,496,000 |
| Total loans | 179,342,000 | 183,925,000 | 192,663,000 | 202,454,000 |
| Allowance for loan losses | 2,149,000 | 2,199,000 | 2,244,000 | 2,340,000 |
| Securities available for sale | 37,850,000 | 34,707,000 | 29,686,000 | 21,873,000 |
| Securities held to maturity | 4,957,000 | 6,961,000 | 7,960,000 | 7,929,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,399,000 | 230,098,000 | 229,091,000 | 227,156,000 |
| Interest-bearing deposits | 173,994,000 | 179,417,000 | 173,814,000 | 175,814,000 |
| Noninterest-bearing deposits | 53,405,000 | 50,681,000 | 55,277,000 | 51,342,000 |
| Equity capital | 22,639,000 | 22,882,000 | 23,266,000 | 23,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,014,000 | 4,225,000 | 6,612,000 | 9,365,000 |
| Interest expense | 169,000 | 306,000 | 455,000 | 702,000 |
| Net interest income | 1,845,000 | 3,919,000 | 6,157,000 | 8,663,000 |
| Noninterest income | 210,000 | 448,000 | 689,000 | 919,000 |
| Noninterest expense | 1,607,000 | 3,203,000 | 4,890,000 | 6,586,000 |
| Provision for loan losses | 48,000 | 96,000 | 144,000 | 247,000 |
| Pretax income | 400,000 | 1,068,000 | 1,812,000 | 2,749,000 |
| Income tax | 79,000 | 241,000 | 422,000 | 650,000 |
| Net income | 321,000 | 827,000 | 1,390,000 | 2,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,023,000 | 23,341,000 | 23,715,000 | 24,230,000 |