Call reports 2021
GOPPERT STATE SERVICE BANK — 2021
What GOPPERT STATE SERVICE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 235,546,000 | 244,143,000 | 245,523,000 | 249,173,000 |
| Total loans | 169,469,000 | 169,388,000 | 171,204,000 | 177,456,000 |
| Allowance for loan losses | 2,019,000 | 2,011,000 | 2,047,000 | 2,102,000 |
| Securities available for sale | 36,495,000 | 36,883,000 | 38,544,000 | 39,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,383,000 | 212,745,000 | 213,996,000 | 217,836,000 |
| Interest-bearing deposits | 158,904,000 | 165,583,000 | 164,438,000 | 168,283,000 |
| Noninterest-bearing deposits | 45,479,000 | 47,162,000 | 49,558,000 | 49,553,000 |
| Equity capital | 21,605,000 | 22,081,000 | 22,591,000 | 22,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,205,000 | 4,693,000 | 7,237,000 | 9,587,000 |
| Interest expense | 233,000 | 451,000 | 649,000 | 832,000 |
| Net interest income | 1,972,000 | 4,242,000 | 6,588,000 | 8,755,000 |
| Noninterest income | 172,000 | 381,000 | 574,000 | 797,000 |
| Noninterest expense | 1,429,000 | 2,946,000 | 4,506,000 | 6,212,000 |
| Provision for loan losses | 42,000 | 87,000 | 135,000 | 183,000 |
| Pretax income | 673,000 | 1,590,000 | 2,521,000 | 3,157,000 |
| Income tax | 158,000 | 397,000 | 624,000 | 775,000 |
| Net income | 515,000 | 1,193,000 | 1,897,000 | 2,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,583,000 | 22,097,000 | 22,604,000 | 22,922,000 |