Call reports 2020
GOPPERT STATE SERVICE BANK — 2020
What GOPPERT STATE SERVICE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 196,466,000 | 211,372,000 | 212,709,000 | 224,175,000 |
| Total loans | 148,748,000 | 161,877,000 | 162,571,000 | 156,561,000 |
| Allowance for loan losses | 1,838,000 | 1,867,000 | 1,920,000 | 1,975,000 |
| Securities available for sale | 27,606,000 | 26,927,000 | 26,644,000 | 33,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,147,000 | 181,902,000 | 182,890,000 | 194,327,000 |
| Interest-bearing deposits | 135,515,000 | 142,968,000 | 144,048,000 | 152,927,000 |
| Noninterest-bearing deposits | 31,632,000 | 38,934,000 | 38,842,000 | 41,400,000 |
| Equity capital | 20,683,000 | 20,873,000 | 21,167,000 | 21,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,076,000 | 4,201,000 | 6,413,000 | 8,518,000 |
| Interest expense | 367,000 | 670,000 | 947,000 | 1,199,000 |
| Net interest income | 1,709,000 | 3,531,000 | 5,466,000 | 7,319,000 |
| Noninterest income | 176,000 | 340,000 | 533,000 | 718,000 |
| Noninterest expense | 1,352,000 | 2,673,000 | 3,992,000 | 5,429,000 |
| Provision for loan losses | 33,000 | 66,000 | 132,000 | 188,000 |
| Pretax income | 500,000 | 1,132,000 | 1,875,000 | 2,420,000 |
| Income tax | 118,000 | 267,000 | 443,000 | 572,000 |
| Net income | 382,000 | 865,000 | 1,432,000 | 1,848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,447,000 | 20,716,000 | 21,061,000 | 21,256,000 |