Call reports 2019
GOPPERT STATE SERVICE BANK — 2019
What GOPPERT STATE SERVICE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 180,987,000 | 185,373,000 | 184,704,000 | 192,530,000 |
| Total loans | 138,110,000 | 142,584,000 | 148,423,000 | 143,197,000 |
| Allowance for loan losses | 1,766,000 | 1,796,000 | 1,841,000 | 1,863,000 |
| Securities available for sale | 30,002,000 | 28,133,000 | 25,653,000 | 27,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,116,000 | 161,110,000 | 155,997,000 | 163,631,000 |
| Interest-bearing deposits | 133,006,000 | 134,635,000 | 125,893,000 | 134,019,000 |
| Noninterest-bearing deposits | 28,110,000 | 26,475,000 | 30,104,000 | 29,612,000 |
| Equity capital | 19,380,000 | 19,749,000 | 20,066,000 | 20,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,868,000 | 3,872,000 | 5,966,000 | 8,079,000 |
| Interest expense | 229,000 | 521,000 | 859,000 | 1,216,000 |
| Net interest income | 1,639,000 | 3,351,000 | 5,107,000 | 6,863,000 |
| Noninterest income | 163,000 | 359,000 | 559,000 | 747,000 |
| Noninterest expense | 1,174,000 | 2,422,000 | 3,661,000 | 4,908,000 |
| Provision for loan losses | 24,000 | 54,000 | 87,000 | 120,000 |
| Pretax income | 604,000 | 1,234,000 | 1,918,000 | 2,582,000 |
| Income tax | 141,000 | 289,000 | 450,000 | 606,000 |
| Net income | 463,000 | 945,000 | 1,468,000 | 1,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,480,000 | 19,774,000 | 20,079,000 | 20,348,000 |
| Total capital | 21,168,000 | 21,568,000 | 21,920,000 | 22,176,000 |
| Risk-weighted assets | 134,998,000 | 143,430,000 | 149,119,000 | 146,173,000 |