Call reports 2018
GOPPERT STATE SERVICE BANK — 2018
What GOPPERT STATE SERVICE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 170,827,000 | 167,167,000 | 167,788,000 | 176,209,000 |
| Total loans | 121,635,000 | 126,838,000 | 128,349,000 | 129,170,000 |
| Allowance for loan losses | 1,634,000 | 1,656,000 | 1,676,000 | 1,702,000 |
| Securities available for sale | 31,689,000 | 30,771,000 | 27,765,000 | 26,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,233,000 | 148,390,000 | 148,665,000 | 156,767,000 |
| Interest-bearing deposits | 120,246,000 | 121,608,000 | 120,538,000 | 126,080,000 |
| Noninterest-bearing deposits | 31,987,000 | 26,782,000 | 28,127,000 | 30,687,000 |
| Equity capital | 18,204,000 | 18,393,000 | 18,642,000 | 19,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,590,000 | 3,244,000 | 4,943,000 | 6,717,000 |
| Interest expense | 121,000 | 255,000 | 409,000 | 600,000 |
| Net interest income | 1,469,000 | 2,989,000 | 4,534,000 | 6,117,000 |
| Noninterest income | 167,000 | 307,000 | 495,000 | 709,000 |
| Noninterest expense | 1,142,000 | 2,289,000 | 3,435,000 | 4,545,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 470,000 | 959,000 | 1,522,000 | 2,185,000 |
| Income tax | 108,000 | 221,000 | 351,000 | 506,000 |
| Net income | 362,000 | 738,000 | 1,171,000 | 1,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,438,000 | 18,639,000 | 18,897,000 | 19,228,000 |
| Total capital | 19,855,000 | 20,113,000 | 20,395,000 | 20,817,000 |
| Risk-weighted assets | 113,141,000 | 117,775,000 | 119,678,000 | 127,004,000 |