Call reports 2017
GOPPERT STATE SERVICE BANK — 2017
What GOPPERT STATE SERVICE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 163,569,000 | 170,941,000 | 164,449,000 | 168,370,000 |
| Total loans | 111,971,000 | 117,657,000 | 119,703,000 | 120,394,000 |
| Allowance for loan losses | 1,599,000 | 1,614,000 | 1,642,000 | 1,622,000 |
| Securities available for sale | 34,135,000 | 37,591,000 | 35,815,000 | 32,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,290,000 | 152,536,000 | 145,794,000 | 150,111,000 |
| Interest-bearing deposits | 114,253,000 | 118,143,000 | 114,489,000 | 119,116,000 |
| Noninterest-bearing deposits | 31,037,000 | 34,393,000 | 31,305,000 | 30,995,000 |
| Equity capital | 17,835,000 | 18,033,000 | 18,208,000 | 17,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,443,000 | 2,964,000 | 4,530,000 | 6,121,000 |
| Interest expense | 96,000 | 199,000 | 310,000 | 425,000 |
| Net interest income | 1,347,000 | 2,765,000 | 4,220,000 | 5,696,000 |
| Noninterest income | 177,000 | 356,000 | 540,000 | 723,000 |
| Noninterest expense | 1,054,000 | 2,097,000 | 3,163,000 | 4,279,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 446,000 | 976,000 | 1,525,000 | 2,044,000 |
| Income tax | 153,000 | 336,000 | 528,000 | 847,000 |
| Net income | 293,000 | 640,000 | 997,000 | 1,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,558,000 | 17,756,000 | 17,931,000 | 17,842,000 |
| Total capital | 18,897,000 | 19,160,000 | 19,340,000 | 19,267,000 |
| Risk-weighted assets | 106,814,000 | 112,086,000 | 112,505,000 | 113,744,000 |