Call reports 2016
GOPPERT STATE SERVICE BANK — 2016
What GOPPERT STATE SERVICE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 159,367,000 | 157,822,000 | 156,881,000 | 159,815,000 |
| Total loans | 105,861,000 | 110,829,000 | 111,953,000 | 109,785,000 |
| Allowance for loan losses | 1,481,000 | 1,511,000 | 1,548,000 | 1,578,000 |
| Securities available for sale | 35,625,000 | 35,097,000 | 33,363,000 | 34,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,753,000 | 139,639,000 | 136,871,000 | 141,937,000 |
| Interest-bearing deposits | 116,205,000 | 115,252,000 | 111,413,000 | 113,379,000 |
| Noninterest-bearing deposits | 25,548,000 | 24,387,000 | 25,458,000 | 28,558,000 |
| Equity capital | 17,248,000 | 17,381,000 | 17,648,000 | 17,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,343,000 | 2,789,000 | 4,225,000 | 5,667,000 |
| Interest expense | 89,000 | 179,000 | 269,000 | 361,000 |
| Net interest income | 1,254,000 | 2,610,000 | 3,956,000 | 5,306,000 |
| Noninterest income | 173,000 | 345,000 | 534,000 | 705,000 |
| Noninterest expense | 1,076,000 | 2,150,000 | 3,187,000 | 4,222,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 327,000 | 757,000 | 1,231,000 | 1,693,000 |
| Income tax | 105,000 | 249,000 | 410,000 | 567,000 |
| Net income | 222,000 | 508,000 | 821,000 | 1,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,865,000 | 17,040,000 | 17,292,000 | 17,266,000 |
| Total capital | 18,128,000 | 18,374,000 | 18,673,000 | 18,617,000 |
| Risk-weighted assets | 100,703,000 | 106,455,000 | 110,163,000 | 107,750,000 |