Call reports 2015
GOPPERT STATE SERVICE BANK — 2015
What GOPPERT STATE SERVICE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 160,910,000 | 158,334,000 | 155,241,000 | 154,135,000 |
| Total loans | 92,713,000 | 97,330,000 | 101,098,000 | 102,702,000 |
| Allowance for loan losses | 1,386,000 | 1,404,000 | 1,422,000 | 1,450,000 |
| Securities available for sale | 43,088,000 | 42,576,000 | 39,875,000 | 36,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,702,000 | 137,954,000 | 134,006,000 | 136,849,000 |
| Interest-bearing deposits | 118,477,000 | 115,751,000 | 110,069,000 | 112,909,000 |
| Noninterest-bearing deposits | 25,225,000 | 22,203,000 | 23,937,000 | 23,940,000 |
| Equity capital | 16,884,000 | 16,845,000 | 17,101,000 | 16,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,236,000 | 2,509,000 | 3,850,000 | 5,200,000 |
| Interest expense | 92,000 | 184,000 | 272,000 | 360,000 |
| Net interest income | 1,144,000 | 2,325,000 | 3,578,000 | 4,840,000 |
| Noninterest income | 174,000 | 361,000 | 541,000 | 670,000 |
| Noninterest expense | 1,054,000 | 2,130,000 | 3,240,000 | 4,322,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 252,000 | 532,000 | 846,000 | 1,141,000 |
| Income tax | 75,000 | 161,000 | 259,000 | 351,000 |
| Net income | 177,000 | 371,000 | 587,000 | 790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,694,000 | 16,722,000 | 16,641,000 | 16,677,000 |
| Total capital | 17,924,000 | 18,055,000 | 17,995,000 | 17,909,000 |
| Risk-weighted assets | 96,626,000 | 106,434,000 | 108,079,000 | 98,214,000 |